Your wallet tells the story of what you value. Your behaviors declare your beliefs. Perhaps that’s a scary thought for you. If so, the good news is that once you determine why you handle money the way you do, you can take steps to change those behaviors. You can determine what story your wallet tells from here on out.
Our guest today would love to spare you all the years of tears that my husband and I had to endure. We’re joined by Rachel Cruz. Rachel has worked alongside her dad, Dave Ramsey for the past decade, helping people clean up a financial mess, get out of debt and build wealth. Her latest book Know Yourself, Know Your Money: Discover WHY You Handle Money the Way You Do and WHAT to Do About It! will show why you handle money the way you do in order to teach you how to handle it better.
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To learn more about Rachel Cruz:
“Budgeting is 80% behavior and 20% head knowledge.”Rachel Cruz
Mentioned in the episode:
- Foundations in Personal Finance: High School Edition– high school level budgeting course from Dave Ramsey
- The Birth Order Book by Dr. Kevin Leman
- Homeschool Bravely– Jamie’s book
- Dave Ramsey.com
- Episode 45– tips for forming new habits